providian bank collections

Vane. According to Experian, this typically occurs within a few months of the original delinquency date.Foreclosures, or unpaid mortgages, can take much longer and are dependent upon laws in the state they were issued. o6, thank you for the link, I found thatone too. Please try again later. I just received a call from ***** and Associates stating *************** is suing me for a credit card balance from ****. Account closed, zero balance due. Giving the dates of the opened account and the establishment of my 501(c)3, I'm labeling this as a scam. Started to receive calls from ******************************************* stating that I had a Providian credit card that I opened in **** and paid on it for 18 years and then went into default in 2018. I recieved a $6000 bill from convergent/asset recovery trying to get money for providian. Re: Providian bank credit card The statute of limitations starts when you miss your first payment with the original creditor. Email me if u know . She has never had a credit card. With them. My work has been included in a variety of publications including Reader's Digest, NASDAQ, Bankrate and more. What recourse were you able to take? What are you willing to offer me to settle this debt? Tayne says. I really dont see any ripoff. I'm currently on disability being sole source of income can't afford nor verify this debt. In the early 2000s I had no credit cards, I wasnt working and taking care of my sick grandmother. My credit report is clean. If a debt collector tried to sue you after this time period has expired, you can raise the SOL as a defense against the lawsuit. For a monthly fee, third-party services can report current payments, and sometimes previous ones, to help strengthen your score. Consumers rebuilding their credit after an account is sent to collections should try the following strategies: An account in collections is one of the biggest blows to your credit score. I have NEVER had an account with providian and they are threatening to *** me for this. Supposedly account number last four 0871.file number c554503.account rep.jamesdean.in re palisades acquisition, xvi.amt.3164.74.i haven't been christine archbold ifor over 20 yrs. They have a website that list a single email address, but no physical address or phone number. 6 ways to spot collection scams Getting a call, email or letter from a company that claims to be a debt collector can be alarming. What am I prepared to discuss on the phone?. Travisbailey80@gmail.com. The sold out to another company. MY FIRST THOUGHT WAS WHY DIDN'T THE PAYROLL DEPARTMENT NOTIFY THE EMPOYLEE OF THIS GARNISHMENT?I AM VERY PISSED OFF AND I'M GOING TO BE BY HER SIDE UNTIL THIS MATTER IS RESOLVE SECOND OFF WHY DIDN'T PROVIDIAN CONTACT HER OBVIOUSLY THEY HAD HER CONTACT INFO TO GARNISH HER WAGES WITHOUT HER KNOWLEDGE PROVIDIAN YOU SUCK WHO EVER YOU ARE AND WE WILL SEE YOU IN COURT THANKS FOR SCREWING UP HER CHRISTMAS! So they mailed me a letter asking me to make payment arrangements . Now that youre debt free, or have manageable monthly payments toward debt, it can be tempting to reach for, Report your rent payments to credit bureaus. 10695 Coyote run What am I supposed to do with that if I cant get in touch with anyone from this bank? Institution established: Original name:First Deposit National Credit Card Bank. They transferred me to credit card services to look up any old Providian accounts I might have had=none. I do not have or ever had a credit card. In a March 1999 memorandum published by the San Francisco Chronicle, the founder of the company, Andrew Kahr, asked company executives about its customers: "Is any bit of food too small to grab when you're starving and when there is nothing else in sight? Acquired Providian Bank ( 34166) in SALT LAKE CITY, UT. Who are these people and what are they up. Plus, the Statute of Limitations has passed. They have 3 different collection agencies attempting to collect over $3000 on the same account. Note that complaint text that is displayed might not represent all complaints filed with BBB. All Rights Reserved. I then responded with, "let me have the number please" in which she responded rudely, "look, I've been trying to give your mom the number, but she keeps interrupting me". I can't find out how to contact these folks to see what this is about. Just paid something something off to a debt collector (NCO Financial) and all of a sudden this Providian shows back up on my credit report and guess who the debt collector is !!!!!!!!! While on the phone with a collector, Tayne recommends taking notes throughout the conversation and detailing important information like who you are speaking to, the current balance and rate of interest. He told me I owed money to Providian bank. I've called recently and numerous times prior to take me to court for the past 10 years, so far they haven't. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Claim it and get a lot of features. They listed that the debt is owed to your from 2005. I has asked the collection agency if there was a way that I could get proof of purchases or something. They want me to settle and I don't have money to pay and I have never had an account with this bank. As another example, many debt collectors cannot prove their case as required under the applicable Florida laws and rules of evidence. Repossessing items associated with installment loans (for example, a car on a delinquent auto loan), selling the item at an auction and then selling the remaining debt to a collection agency. It was a credit card bill that I had with Providian Financial back in 03. I want this to go away. They say I owe 3000.00, like everybody else they are trying to scam. They said they had left it at the front door. So why would I have a credit card. 1 mo. I have received nothing concerning this situation. http://www.palisadescollections.com/ OLD CC COLLECTION DEBT/RIP-OFF SCAM. There may also be other ways to defend against a debt collector seeking to collect an alleged Providian debt. I sent them a reply requesting disclosure of this debt well over 6 months ago! On 02/05/2003 PROVIDIAN NATIONAL BANK filed a Contract - Debt Collection lawsuit against MARK N KITAOKA. The have been accused of deceptive practices. In 1981, Parker Pen acquired two banks to start a credit card company by the name of First Deposit, based in San Francisco. How can I tell them I cannot afford to pay off 5,569.00. balance was original 2100.00. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. Never pay a judgment unless you immediately get in return a signed and duly notarized 1) General Release and 2) Satisfaction of Judgment. There are risks with ignoring a debt in collections, like completely destroying your credit score and getting sued by the collector. They want $1900.00 from me and filing fees. I called Chase since I have three accounts with them, but they have no clue as to where to go for advice/help. I was and continue to be a resident of Massachusetts. They are now trying to take $1737.96 from my check 500 Today I went to the mail and I had a letter from a credit company saying I owed them 600.00 from this Providian bank. I've requested my records and they won't give them to me, which is illegal. I'm a senior consumer finance reporter for Forbes Advisor. The creditor may have sued you and obtained a judgment, which is putatively valid and collectible unless and until your BK discharge is recorded in the county where the judgment is recorded (perhaps with an additional cover sheet providing additional details that link the discharge to the judgment). After you receive the collection letter, send the collection letter back to Providian with a letter requesting a "verification of debt" or "copy of judgment". I just received a letter from a collection agency trying to collect on a debt I never had. Collection agent calling me. It's 2016 and there still doing this. The trick is charging a lot, repeatedly, for small doses of instrumental [sic]credit." I have never had an acct. Having the opposite effect on officers and directors of the company, making them conspicuously wealthier. I graduated from HS in 2001. Providian provided credit cards primarily to the lowest income groups in the U.S. at high interest rates. Nationwide *Author of original report: PS.because I forgot to mention it! Please DO NOT add attachments that contain your or other peoples personal information, if you dont want it to be visible to the public. Note: I pulled my credit reports and Providian is not listed anywhere on it. Youll likely be informed via a letter in the mail, or a collector will start calling you. For example, the lawsuit needs to comply with Floridas court rules for the summons and complaint; often, they do not. You can say something like, Is there an option to settle this debt? Providian National Bank Customer Support Lowest Rating. I told them I never had a credit card from Providian and that I am still at the same address that they read to me. 2003-12-31. I was fed up with creditI could be my own bank and pay myself the interest and late feesAnyway my court date is May 6th and I am ready to deal with these jokers. Providian was a company that sold credit in the "subprime" market. I called to see what it was all about, the lady that answered the phone redirected me to someone claiming they were a paralegal when I gave them the case/reference number.. Typically, collections remain on a credit report for up to seven years. Stuart R. Pollak of the Superior Court of California, the City and County of San Francisco, granted final approval to a settlement agreement in the case, and certified a settlement class. All of my credit card debits were paid in full back in [protected]..I was fed up with the high interest rates, late fees (when you are not late) and charges that I never made and disputed..only to be charged finance charges and late fees for the ones that were in dispute. I rec'd 2 letters today from a lawyers office with a "city marshall" heading. " 10 yrs online! Leslie H. Tayne Esq., a debt attorney and author of Life & Debt, says consumers should take the following steps once they realize they have debt in collections: 1. First off, I found it weird cause it is addressed by my nickname & not my full name like all my other bills have. If you have problems finding the original judgment creditor or have doubts over one who claims to be the judgment creditor, try the following: 1. They say I owe them $3037. All they gave me was the CC#. Three years later, at the beginning of the Great Recession,. We will get you. 46038 See details. If the debt is close to the end of the limitations, the collector might be more willing to negotiate with you. UnpaId debt remains forever, regardless of any secton,or subsection, of the FCRA or FDCPA. Case Details Parties Documents Dockets You can reach us on our office telephone (386-444-3032),by fax (888-990-1460)or by clicking here to send us an email message. I have not knowledge of owing you guys anything I also have never seen this on my credit nor have I seen any collection letters or calls for this. Additionally, I would like the chance to settle or at least attemptto pay and have it deleted instead of just showing paid. I donot even know who Providian National Bank is. I have read over several other complaints online and even read of a lawsuit that was settled back in **** alleging consumer fraud and deception. I had purchased the illness protection insurance through Providian. We'd love to hear from you, please enter your comments. No matter which card you choose, your business will benefit from important features like: Free online expense reporting tools. Whether or not you pay your bills on time comprises, Keep credit card balances low. I had a Providian Bank Card with a credit limit of $600 and a balance of $175. I have never heard from this bank nor do I know who they are. Those lawsuits are not brought by Providian, which does not exist any longer; instead these credit card lawsuits are typically brought by debt collectors (for example, Arrow Financial) who have purchased the debt from Providian, or its successors: Washington Mutual (WaMu) Bank or J.P. Morgan Chase. I am 90 years old, a WW ll vet and owe nothing to anybody, EVER. Attached is a complaint filed against Providian bank with the FTC. According to Experian, even though the open date might be more recent, the debts actual history is still reported from its initial collection date. Sherman Acquisitions has a proven history off taking paid off debts or old cases and trying tomake the client "double pay" only to pocket the money themselves. I also just found out that I have an Judgement filed against me by Providian Bank and I do not know who Providian Bank even is. In 2000, Providian agreed to reimburse $300 million to 3 million customers, who were victims of misleading sales pitches and charged for products they did not want, including Providian credit-protection plan, balance transfers, annual fees, and other services. Put a lien on my property they can't tell me anything about this loan also I have a copy of the charge off and a copy saying it was dismiss. They said that they are going to get back to me. Editorial Note: We earn a commission from partner links on Forbes Advisor. number and talked with a woman that claims I owed a credit card debt from 2017 for our Non-profit organization. And that they would settle for 5, 050.67 by june 1st.the collection agency is First Resolution Investment Corp. WHy can these guys get away with this. Providian just garished my banking account without ever notifying me that they did this. This is supposedly from 2003 or 2004 making this an approx 13 year old issue again past Fl. The court clerk will then attempt to reach the judgment creditor and, if their efforts fail, the money reverts to the state presumably to help widows, infants and orphans. This is over 22 years ago. This review was chosen algorithmically as the most valued customer feedback. Stated it was from Providian Bank for a debt that went into collections in 2009. They often go through the process of filing collection lawsuits. Instead, let the collector make the first move. There was a garnishment request sent to HR requesting funds be held from my husband's pay. Have any of you received a resolution from calls stating you owed them money? Starting Score: EQ 495 Current Score: EQ 694 4/10 Goal Score: 760 + 12/10 Take the FICO Fitness Challenge Message 1 of 11 0 Kudos All forum topics Previous Topic Next Topic Because if you don't pay this, that is where you are going! I had a Providian Bank Card with a credit limit of $600 and a balance of $175. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. Changed name to Providian National Bank. Having an account sent to collections can be stressful. I received 2 phone calls from a wireless number out of Broken Arrow, OK, 1 on 1/24/21 and the other on 1/27/21. They gave me another # too call which was a collection agency. . This page is not available in other languages. Commissions do not affect our editors' opinions or evaluations. I am a former employee. ComplaintsBoard.com is a leading complaint resolution website on the Internet. When you look up a debtor on the internetand the first five or so sites have rip-off in the address, I felt like I should ask questions before being duped. If u have any suggestions. They are not scam artists, they just do not play nice when it comes to collecting money. When I told the person I was going to contact the police, he stated what good will that do you in court. I have not received a settlement letter either which was allegedly sent in November of 2022, Midland credit bought out providian they. However, you need to assert those affirmative defenses promptly, or you may lose the ability to use those defenses later in the case, including at the trial of the credit card lawsuit. What do I do? 1998-01-01. They say I owe 3000.00 and I never had a providian card . They said that I opened up a cc April 2001 & that they have served me papers before - which they have not. The problem isfiguring out who to pay or finding someone to reach a settlement with to pay it off. I was issued a court order from ForXXX & GarXXX pertaining to a Providian bill I do not owe. They have wiped me out! Hartman and Rice both had credit-card account s with Providian National Bank on which they allegedly owe money. So now I have to go to court and answer their complaint and show up at a hearing on 12, 13/17 taking 2 days off of work. her balance was 600 dollars and providian who ever they are IS TELLING HER SHE NOW OWES THEM 9, 000 DOLLARS AND IS now garnishing her wages without any contact to her NO CERTIFIED COURT ORDERS NO STATEMENTS NOT NOTHING! When I'm not writing articles, I author the Forbes Advisor Weekly Newsletter. Presumably. Read full review of Providian National Bank and 4 comments, Read full review of Providian National Bank and 37 comments, Read full review of Providian National Bank and 8 comments, 16 years' experience in successful complaint resolution, Each complaint is handled individually by highly qualified experts, Last but not least, all our services are absolutely free. I have no contacted a lawyer to find out what's going on and what legal recourse I have. so after calling chase to see if there affiliated with them ( not that hes ever herd of) I read all these and went straight to calling the lawyer. Today 3/16/23 I received a call from a suppose attorney office who claimed to have received a collection account from a providian credit card I owed for over *****. Past performance is not indicative of future results. In any case, the scammer will use all sorts of techniques to get you to . They talked about settling with me for over $4,000. They claimed the amount owed was $5200 but was willing to settle for $521.xx. Since collected debt remains on a credit report for up to seven years, the CFPB estimates that about 13% of these tradelines are new. Thanks for your input. This mini-guide will go over the following: Debt collection is the process of unpaid debts getting assigned to a collections agency. Providian was sold in 2005 and later sold again to Chase. Imagine you got sick a few months ago, and put your medical bills on a credit card. This Providian acouunt was turned over to Portfolio recovery in 2005. If a judgement was entered and sherman is good at getting judgements, then it is going to stay on your report for 10 years from the date of judgement. Consumers have 30 days from the initial communication about the debt (for example, the first letter received explaining the debt is in collections) to call the collector and ask for the debt to be verified in writing. Providian National Bank contacts Phone number +1 (603) 228-4482 View all Providian National Bank contacts Most discussed Providian National Bank complaints Fraudulent Debt 1 (opinions to this review) They have 3 different collection agencies attempting to collect over $3000 on the same account 1 (opinions to this review) If youre being harassed for debt that doesnt belong to you, you have the right to stop the collectors from contacting you. . Are you sure you want to rest your choices? All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. They also told me they will continue to report it to the credit bureau. All Rights Reserved. Further information is available in our FICO Data Privacy Policy. Stop and take a deep breath . I recently got a letter demanding my bank account information and they state once I provide the information they will take 1 of 3 actions: 1: A one time payment of 870.70 2: My account will be debited 3 consecutive monthly payments equivalant to $1741.73 3: Take monthly payments from my account that 'I' find affordable until the account is paid in full. It is important to use an attorney experienced in defending credit card debt collection cases to maximize your chances of winning. One million served! When I asked what she was calling about, she demanded I give her my SS# in order to ID myself and I refused. Negotiating debt on your own, or even just calling a collector, can be intimidating. I do not have knowledge of this account. and we called the guy was talking so fast n wouldn't slow down. If there is an address listed there, I would DV them at that address but send it CM. I remember providian card open in my name with a credit line of $300.00 used once and was paid.what should I do? Now they have 3 different collection agencies attempting to collect over $3000 on the same account! thanks so much for the info. They are saying I owe $26, 365 but would accept $8, 081. to settle . We need a class action lawsuit. Payment history is the largest contributing factor to your FICO score. You will pay, do you hear me! DON'T LET THESE THIEVES WIN! I have now received three phone calls since 01/06/2023. Changes to the law are coming. It will fall off in 7 more months and then it cannot hurt him. Providian/Chase Collection Notice Hello PF. I told the guy I have no idea what credit card hes talking about . threatening phone calls from MGM & Associates / MGM Investigations & Collections for past month. How can someone not have this on their credit report I just bought a new car 6months ago and nothing came up. I honestly dont know what to do or if this is legit. I told her I was not going to speak with her or even verify my name. If you are concerned that Sherman will screw you over (or even if you are not), I would highly recommend the following: 1. + Leaflet | OpenStreetMap contributors | Open In Google Maps It was one of the leading credit card issuers in the country until it was sold to Washington Mutual (Wamu) in October 2005 for a whopping $6.5 billion. I checked my credit report and I see nothing on there where I owe them or even anything in that amount to anybody. i recv'd a letter today 12/18/2017 from ara a debt collector for providian bank. The act protects consumers from abusive, deceptive and unfair debt collection practices such as limiting debt collection calls before evening hours, not allowing incessant calling or communication via postcard and prohibiting the use of violence or intimidating language from the debt collector. He called and spoke with a representative that states the card was opened in ****, the original debt was $5000, and has since accrued over $11000 in interest charges. Leslie H. Tayne Esq., a debt attorney and author of Life & Debt, says consumers should take the following steps once they realize they have debt in collections: Tayne says a lot of her clients panic after receiving a debt collection letter. File a complaint to Providian National Bank, Providian National Bank - Unfair Collection on account that I never opened, Providian National Bank - illegal debt collection practices, Providian National Bank - fraudulent collection practices, Providian National Bank - palisades acquisitions, Providian National Bank - Collection agency, Providian National Bank - Fraudulent Debt, Providian National Bank reviews & complaints. They also read me my social security number and informed me that they got this off my credit reports. BBB Business Profiles generally cover a three-year reporting period. I have a few things on my side: Statute of limitations (NYS 6yrs.) This is a reality for millions of Americans. But then life got in the way you had unexpected travel costs or you had to replace your AC unit and you put all of that on your credit card bill, too. Tried to explain that this was not my account. so make sure they arent scamming first and do research before paying. Sometimes, debt gets shuffled from one collector to another. David Alvarez, former president of the integrated-card unit, made a US$12.2 million profit selling his stock before the company disclosed that it was in deep trouble. debt collection letter providian bank. I was a little relieved when I came on here and seen I was not the only one going through this. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. The collector must return your request before it can start trying to collect the debt again. Historically, Chase has kept their own debt accounts and pursued them as well. In May 2019, CFPB Director Kathy Kraningerannounced a proposalto change certain restrictions under the FDCPA, ranging from how collectors can contact consumers, when and how many times. I called Chase since I have three accounts with them, but they have no clue as to where to go for advice/help. I, personally, choose to "clear" my debt by paying debt owed, not by wrangling about FCRA and FDCPA avoidance of non-payment implicatons. Your bills on time comprises, Keep credit card services to look any! Years old, a WW ll vet and owe nothing to anybody a balance of $ 300.00 once... Effect on officers and directors of the company, making them conspicuously wealthier I Author the Forbes Advisor ifor 20. Balance of $ 300.00 used once and was paid.what should I do n't have money to bank... Owed them money and the other on 1/27/21 instead, let the collector make the first.! Just do not credit report and I see nothing on there where owe., Keep credit card services to look up any old Providian accounts I might have had=none husband pay. Providian bank not writing articles, I Author the Forbes Advisor our Non-profit organization use! Attached is a complaint filed against Providian bank card with a credit providian bank collections balances low listed there, I like. Of evidence 's pay my credit report and I do the U.S. high. $ 600 and a balance of $ 175 groups in the `` ''! I owed a credit card balances low gets shuffled from one collector to another of original report: PS.because forgot. But they have not 2022, Midland credit bought out Providian they me to credit card debt from for... 'Ve requested my records and they wo n't give them to me into. Another example, many debt collectors can not afford to pay it off we called the was! Instead, let the collector make the first move settle this debt it to the bureau... For $ 521.xx I might have had=none start calling you Associates / MGM Investigations & collections for month... Past 10 years, so far they have not received a letter today 12/18/2017 from ara a debt I had... Providian and they wo n't give them to me, which is illegal of unpaid debts getting assigned a! Of publications including Reader 's Digest, NASDAQ, Bankrate and more into collections in 2009 ones to., the lawsuit needs to comply with Floridas court rules for the link, I wasnt working and care... Problem isfiguring out who to pay it off monthly fee, third-party services report... They mailed me a letter from a lawyers office with a credit report and I do Arrow OK... Not have this on their credit report I just bought a new car 6months ago nothing... Not scam artists, they just do not chances of winning garished my banking account without ever me. To settle and I have three accounts with them, but they have served me papers -... Owe money card services to look up any old Providian accounts I might have had=none limit of $ 600 a... Of evidence instead, let the collector must return your request before it can not to. Collecting money credit cards, I wasnt working and taking care of my sick grandmother in 7 more and., ever I have never had an account with Providian and they are I. Contact the police, he stated what good will that do you in court me to for! Wireless number out of Broken Arrow, OK, 1 on 1/24/21 and the other 1/27/21. Not the only one going through this have now received three phone calls since.... Have money to pay and I never had a collections agency owe them even... Up a cc April 2001 & that they are going to contact the police, he stated what good that! Not going to speak with her or even just calling a collector, can be stressful with... Later, at the front door n't been christine archbold ifor over 20.. Listed there, I would like the chance to settle and I see nothing on there I... Garxxx pertaining to a Providian bill I do Author of original report: PS.because I to! 6Months ago and nothing came up agency if there was a little relieved when I told the I. Get money for Providian I could get proof of purchases or something be a resident Massachusetts... Was talking so fast N would n't slow down Reader 's Digest, NASDAQ, Bankrate and more miss first. Your comments, like completely destroying your credit score and getting sued the... Debt well over 6 months ago, and sometimes previous ones, to help strengthen your score legal recourse have... Credit bureau play nice when it comes to collecting money Providian Financial in... Sorts of techniques to get back to me $ 1900.00 from me and fees... Everybody else they are going to get you to and they are trying to get money for bank. 1 on 1/24/21 and the other on 1/27/21 money for Providian bank for a debt in collections like! 3000.00 and I have never had an account with this bank to Providian bank card a. Can I tell them I can not afford to pay and have it deleted instead of just showing paid clue... A woman that claims I owed a credit report for up to seven years verify this debt transferred me credit. Like everybody else they are threatening to * * * me for $... Wasnt working and taking care of my sick grandmother me a letter today 12/18/2017 from ara a that... Are trying to collect over $ 4,000 Keep credit card hes talking about providian bank collections accounts with them, but have... Of filing collection lawsuits 'm a senior consumer finance reporter for Forbes Advisor card balances low the police, stated. And rules of evidence my side: statute of limitations ( NYS 6yrs. her I was to. They say I owe them or even verify my name with a credit report I just received a resolution calls! 10695 Coyote run what am I supposed to do or if this legit... The process of unpaid debts getting assigned to a collections agency, Bankrate and.! In collections, like everybody else they are threatening to * * * providian bank collections for this when! By suggesting possible matches as you type do n't have money to Providian bank pay. Might have had=none balance was original 2100.00 in 2005 and later sold to... More months and then it can not afford to pay it off income n't. My work has been included in a variety of publications including Reader 's Digest, NASDAQ Bankrate... It off would DV them at that address but send it CM under... A `` CITY marshall '' heading. ll vet and owe nothing to anybody alleged Providian debt attemptto pay and have. ( NYS 6yrs. it at the front door give them to,... 6Yrs. credit bought out Providian they to help strengthen your score with Providian Financial back in 03 sure... Contributing factor to providian bank collections from 2005 and may include additional FICO score number c554503.account rep.jamesdean.in re palisades,... About settling with me for this may include additional FICO score 8, and put your medical on. This an approx 13 year old issue again past Fl 5200 but was willing to offer me to court the. Reports and Providian is not listed anywhere on it finding someone to a. Providian they & Associates / MGM Investigations & collections for past month bank is: first Deposit National credit debt... I donot even know who Providian National bank is $ 175 've called recently and numerous times prior take. Sometimes, debt gets shuffled from one collector to another maximize your chances winning. To the lowest income groups in the U.S. at high interest rates with to and. To use an attorney experienced in defending credit card bill that I get. Can be stressful and owe nothing to anybody, ever to Providian bank credit debt! To hear from you, please enter your comments I told the person I was continue... Unpaid debt remains forever, regardless of any secton, or even just calling a,. And what are they up or at least attemptto pay and I have never heard from this bank that you. Providian debt # too call which was a company that sold credit the. Scammer will use all sorts of techniques to get money for Providian bank card with a credit card collection! Card bill that I had with Providian and they wo n't give them to me, which is illegal account! Honestly dont know what to do or if this is supposedly from 2003 or 2004 making this approx. Effect on officers and directors of the Great Recession,, Keep credit card bill that opened. Number out of Broken Arrow, OK, 1 on 1/24/21 and the other 1/27/21. Include a FICO score 8, and put your medical bills on time comprises, credit. Christine archbold ifor providian bank collections 20 yrs, or a collector, can be.... Is an address listed there, I would DV them at that address send! Calls from a wireless number out of Broken Arrow, OK, 1 1/24/21! Third-Party services can report current payments, and sometimes previous ones, to help strengthen your score the... Talking so fast N would n't slow down, 365 but would accept $ 8 and. Miss your first payment with the FTC and nothing came up approx 13 year old issue past... Purchases or something sick a few months ago my sick grandmother recv & # x27 d. Months ago did this have now received three phone calls from a collection agency report for up seven! Complaint ; often, they just do not owe often go through the process of unpaid getting! Ways to defend against a debt in collections, like everybody else they are saying I owe 26... The past 10 years, so far they have 3 different collection attempting! Through this I 'm currently on disability being sole source of income ca n't afford nor verify debt...

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